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등록시간: 2026년06월13일 18시05분

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‘좋아요’ 알바로 1억 넘게 날렸다…청년 노리는 신종 사기 ‘급증’

사회관계망서비스(SNS) 게시물에 ‘좋아요’를 누르거나 리뷰를 작성하면 돈을 준다며 접근한 뒤 거액의 선입금을 유도하는 신종 금융사기가 빠르게 늘고 있는 것으로 나타났다. 여기에 공기업 발주를 사칭해 소상공인을 노리는 신종 사기까지 늘면서 금융사기 수법이 한층 교묘해지고 있다는 분석이 나온다.

12일 토스뱅크에 따르면 올해 상반기 신고된 금융사기 유형을 분석한 결과, 신종 사기 비중은 3월 기준 66%까지 상승했다. 1월(48%)보다 크게 늘어난 수준이다. 1~4월 접수된 전체 금융사기 신고 가운데 신종 사기가 차지한 비중도 56%에 달했다.

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실제 피해 사례도 잇따르고 있다. 30대 A씨는 최근 SNS에서 ‘좋아요’를 누르면 건당 3000원을 지급한다는 아르바이트 제안을 받았다. 처음에는 실제로 소액이 입금되면서 의심을 거뒀고 이후 사이트 화면에는 수익금이 계속 쌓이는 것처럼 표시됐다.

하지만 출금을 시도하자 상대는 “일정 금액을 먼저 입금해야 원금과 함께 출금할 수 있다”며 추가 송금을 요구했다. A씨는 수익금을 돌려받을 수 있다는 생각에 12차례에 걸쳐 총 1억4200만원을 보냈고, 뒤늦게야 사기임을 알게 됐다. 화면에 표시된 수익금 역시 모두 허위였다.

토스뱅크는 최근 청년층을 중심으로 ‘리뷰·좋아요 아르바이트 사기’가 늘고 있다고 분석했다. 이 수법은 리뷰 작성이나 영상 시청 등 누구나 쉽게 할 수 있는 간단한 미션으로 시작해 피해자의 경계심을 낮춘다. 이후 ‘팀 미션’이나 ‘공동구매’ 등을 명목으로 선입금을 유도한 뒤 추가 조건을 내세워 출금을 미루면서 피해 규모를 키우는 방식이다.